Located in Decatur, Illinois, 2015 N Union St is a four-bedroom, one-bathroom home with genuine architectural character that's increasingly hard to find at this price point. With a $2,500 down payment and $1,095 per month through owner financing, this is an accessible path to homeownership in one of central Illinois's most established residential areas — no traditional bank loan required. The home stands out for its architectural details, original trim work, and a thoughtfully laid-out floorplan that gives each room a sense of purpose and proportion. A large basement is accessible from both inside and outside the home, offering substantial storage, workspace, or future finishing potential. Recent updates include a new hot water tank, a new furnace, and updated electrical and plumbing — concrete improvements that reflect meaningful investment in the property's systems. Positioned just minutes from HSHS St. Mary's Hospital, the Caterpillar manufacturing site, and Millikin University, this location checks a lot of boxes for buyers who value proximity to Decatur's major employment and education anchors. Whether you're a healthcare worker, a Caterpillar employee, a student family, or simply someone looking to put down roots in a walkable, established neighborhood, the address puts you close to where things are happening in Decatur. Owner financing on a four-bedroom home with character details, recent system upgrades, and a central location — all for $2,500 down — represents strong value in today's Decatur market, where inventory at this bedroom count continues to move. Seller requires three months of proof of income showing at least three times the monthly payment. This home is sold as-is.