Rare owner-financed duplex opportunity in Decatur, IL — and it's priced to move. Located at 1931 N Edwards St, this 4-bedroom, 2-bathroom property is divided into Unit A and Unit B, functioning as a two-unit income-capable property that opens the door to a wide range of buyers: owner-occupants looking to offset their mortgage, investors building a portfolio, or buyers who simply want more space and flexibility under one roof. Decatur is a central Illinois city with a tight-knit community, access to major employers, and a real estate market where your dollar goes significantly further than in Chicago or Springfield. Properties with multi-unit layouts at this price point are genuinely uncommon, and with owner financing available, you're bypassing the delays and denials that come with traditional bank lending. At $88,000 with just $2,000 down and $800/month, this deal is structured for accessibility. Notably, that $800 monthly payment is PITI — meaning it already includes principal, interest, taxes, and insurance. What you see is what you pay. No surprise tax bills or insurance invoices on top of your monthly obligation. Whether you're a first-time buyer stepping into homeownership, a local investor looking to add a duplex-style property to your Decatur portfolio, or someone who wants the flexibility of a multi-unit layout, this property checks a lot of boxes. Owner financing means no bank approval required — just a down payment and a commitment to your monthly terms. Properties like this, with a duplex configuration, affordable entry point, and all-in monthly payment, don't often come with this kind of financing flexibility. Explore the full listing details at the link and take the next step toward ownership today. ---