Located in Decatur, Illinois, 1911 N Jasper St delivers serious square footage, functionality, and affordability in a package that's hard to match at this price point. This 4-bedroom, 2-bathroom home spans 1,372 square feet above grade and also includes a full basement — adding meaningful storage space, utility room potential, or the foundation for future finished living area depending on your vision and needs. Decatur sits at the heart of central Illinois, offering residents a true Midwest lifestyle with lower costs of living than larger surrounding metros. With Millikin University nearby and a workforce rooted in manufacturing, healthcare, and education, Decatur continues to attract buyers looking for real value in a stable community. North Jasper Street sits within an established residential area of the city where four-bedroom homes at under $100,000 represent genuine buying power — the kind of opportunity that's increasingly rare in today's market. What makes this listing stand out goes beyond the bedroom and bathroom count. The basement alone sets this property apart from smaller, slab-foundation alternatives in the same price range. Whether you're a growing family needing room to spread out, an investor looking to add a solid rental to your portfolio, or a first-time buyer who wants space without the traditional bank loan process — this home checks important boxes. Owner financing makes this accessible without the friction of conventional lending. With just $2,500 down and $950 per month, qualified buyers can get into a four-bedroom home with a basement for less than many area apartments charge for rent — and start building equity from day one. Flexible terms, no traditional bank loan required.