Tucked into the heart of the St. Louis Metro area, this 2-bedroom, 1-bathroom home at 19 N Harvey Ave in Ferguson, MO 63135 offers an accessible path to homeownership in a community that continues to attract buyers looking for value on the Missouri side of the metro. With a down payment of just $2,500 and monthly payments of $995, this property represents one of the more attainable owner-financed opportunities in the region right now — no traditional bank loan required. Ferguson sits just northwest of the City of St. Louis, offering residents convenient access to major corridors like West Florissant Avenue and Interstate 170, putting downtown St. Louis, Lambert-St. Louis International Airport, and the broader North County employment base all within easy reach. The area has seen steady community investment in recent years, with local organizations, small businesses, and civic initiatives working together to strengthen neighborhoods block by block. This 2-bedroom, 1-bath home is priced at $89,000 — a figure that reflects genuine value in a market where comparable owner-financed properties often carry steeper entry costs. For buyers who have struggled to qualify through conventional lending channels, owner financing opens a door that the traditional mortgage process sometimes keeps closed. As part of the process, the seller will request a TransUnion eviction report — buyers should submit their information directly so the seller can send that request. Whether you're a first-time buyer building toward ownership, someone relocating to the St. Louis Metro, or simply looking for a low-down-payment option in a well-connected zip code, 19 N Harvey Ave deserves a close look. The combination of a manageable down payment, predictable monthly terms, and a location with real upside makes this a listing worth acting on thoughtfully and soon. Reach out today to learn more about terms and schedule a walkthrough.