Located in Peoria, Illinois — central Illinois's largest city — 1831 S Livingston Street offers an affordable path to homeownership with owner financing and a low $2,500 down payment. This 2-bedroom, 1-bathroom home spans 854 square feet and sits on a lot that includes not one, but two additional vacant lots, giving you a combined footprint that's genuinely rare at this price point. The fenced yard provides privacy and security, while two storage sheds out back add practical utility that many comparably priced homes simply don't offer. Whether you're looking for extra space to store tools, equipment, or hobby gear, or you're thinking longer term about what two vacant lots could mean for your future, this property delivers real value beyond its square footage. The home was owner-occupied right up until closing — a meaningful detail that speaks to its condition and the care taken with it. It's now vacant and cleared out, making for a clean, straightforward transition for the new buyer. At $951 per month — a PITI payment that includes principal, interest, taxes, and insurance — you're getting a full housing cost picture with no surprises. That kind of payment transparency is a cornerstone of what owner financing is designed to provide. Peoria's Southside neighborhoods continue to attract buyers who recognize the value of owning versus renting in a market where prices remain accessible compared to larger metro areas. With $96,000 in purchase price and only $2,500 down to get started, this is a realistic homeownership opportunity for buyers who are ready to stop renting and start building equity in a home they can actually call their own. ---