This 3-bedroom, 1-bath property is located in Decatur, Illinois and offers approximately 1,152 square feet of living space across two stories with a basement. The home sits on a large yard and has seen several recent exterior improvements, including a new roof, new exterior doors, and some new windows installed in January 2026. The property had some code violations, and the major ones have been corrected, including the roof and front porch.

The property will require a furnace replacement and additional work on the porch. A permit will be required for the porch work, and buyers should plan accordingly. Photos and walkthrough materials should be reviewed to understand current condition and scope.

Please note that the property has a security system that must be deactivated before showing. Contact Ron with a few hours' notice so he can disarm it — text him at 505-750-0273.

This home may be a good fit for a buyer seeking an owner-financed opportunity who wants recent exterior upgrades already completed and is comfortable addressing a known mechanical item and exterior repair. Owner financing provides an alternative path to ownership for buyers who may not qualify for traditional bank financing. The purchase price is $89,000, with a down payment of $2,500 and monthly payments of $825.