Here's a rare opportunity for the hands-on buyer or experienced contractor ready to put their skills to work in Decatur, Illinois. Located at 1637 W Cushing Street, this 3-bedroom, 1-bathroom home has been fully gutted and is primed for a complete custom renovation. Whether you're an investor looking to build equity from the ground up or a motivated buyer who wants to design every detail of their own home, this property delivers the kind of blank-slate potential that's hard to find at this price point. The home needs plumbing, electrical, cabinets, and finishing throughout — making it a true contractor special. That said, the seller is including a brand-new furnace, delivered directly to the property once the down payment is received. That's a significant head start on one of the most important mechanical systems in any Central Illinois home, where winters demand reliable heat. Decatur sits at the heart of Central Illinois, with a cost of living well below the national average and a tight-knit community that's seen steady residential investment in recent years. The west side of Decatur offers affordable entry points and convenient access to local shopping, schools, and employment corridors. For buyers who've been priced out of traditional financing or simply want more control over their purchase, owner financing here means you can get started with just $1,000 down and $450 per month — no bank approval standing between you and ownership. This is a project, and it's priced like one. But with the right vision and the right hands, 1637 W Cushing Street has the bones to become something worth owning. Sweat equity is one of the most powerful wealth-building tools available, and this listing puts that opportunity within reach. ---