Located in Decatur, Illinois, 1528 E Lawrence St is a 2-bedroom, 1-bathroom home offering an accessible path to homeownership through owner financing — with just $2,750 down and $975 per month, with taxes and insurance included in that payment (PITI). For buyers navigating today's tight lending environment, this structure makes budgeting straightforward from day one. This home has seen meaningful recent updates. A brand-new roof has been installed, giving buyers long-term peace of mind on one of a home's most critical and costly components. New flooring and fresh paint throughout give the interior a clean, updated look. The property also includes a garage — a valuable and practical feature that adds storage, security, and everyday convenience. The windows are functional but currently boarded, as is common with vacant properties being prepared for occupancy. This is a transparent detail worth noting, and the seller discloses it upfront as part of the as-is nature of the sale. Decatur sits in the heart of central Illinois, with Millikin University nearby and a tight-knit community that continues to offer affordable housing relative to surrounding markets. East Lawrence Street places you within reach of local schools, shopping corridors, and everyday essentials — a practical location for families and individuals putting down roots. For buyers who have been told "no" by traditional banks or who simply want more flexible terms, owner financing on a property like this — with documented upgrades already completed — represents real value in the Decatur market. At $89,995, this is competitive pricing for a detached home with a garage and recent improvements. Every home sold through this platform is sold as-is. Buyers are encouraged to do their due diligence and schedule a walkthrough using the lockbox available at the front door. ---