Located in Granite City, Illinois — part of the active St. Louis Metro market just across the Mississippi River from downtown St. Louis — 1510 23rd St offers a solid two-story, 3-bedroom, 1-bathroom home in a good location at an accessible entry point for buyers looking to stop renting and start building equity.

The seller confirms the property is in a good location. Buyers should be aware that the copper line and wiring will need to be repaired — factoring this into your plans upfront gives you a clear picture of what you're working with and allows you to prioritize repairs on your own timeline.

Granite City sits within Madison County, IL, offering residents proximity to St. Louis amenities without Missouri property tax rates. The area has seen steady blue-collar stability for decades, with access to major highways, local schools, shopping, and employment corridors that connect easily to both sides of the metro. For buyers priced out of the Missouri side or looking for more square footage per dollar, Granite City consistently delivers strong value.

With a $2,000 down payment and $750 per month, this property is structured for buyers who are ready to own but haven't found a path through conventional lending. Owner financing removes the bank from the equation entirely — no lengthy approval process, no jumping through underwriting hoops. Just a straightforward agreement between buyer and seller.

Two-story homes in established neighborhoods at this price point don't sit idle in the St. Louis Metro. If homeownership has felt out of reach, this listing is worth a serious look.