1323 Cedar St in Centralia, IL is a 3-bedroom, 1-bathroom home with 973 square feet in the All Other Illinois market. Centralia is a well-established small city in southwestern Illinois, offering a tight-knit community feel with easy access to both St. Louis and the broader southern Illinois region — a practical choice for buyers who want affordability without sacrificing convenience.

Three bedrooms in a nearly 1,000 square foot home gives buyers a functional, right-sized layout without the overhead of maintaining a larger property. At $2,500 down and $895/month — with taxes and insurance already included in that payment — the monthly cost of ownership here is genuinely competitive with what most people pay in rent in the surrounding area.

Available through owner financing at $79,999, priced to be as accessible as possible for buyers ready to make the move from renting to owning. Flexible terms, no traditional bank loan required.