Located in the quiet southern Illinois city of West Frankfort, 1310 E Poplar Street offers a comfortable, well-maintained home with flexible living potential at an accessible price point. Listed at $98,000 with just $2,500 down and monthly payments of $1,100 — which includes property taxes — this is a rare opportunity to secure owner-financed homeownership in a community known for its tight-knit character and affordable cost of living. The home spans 1,350 square feet and is currently configured as a 2-bedroom, 1-bathroom layout — but the seller notes it could easily function as a 3-bedroom home, giving buyers the flexibility to adapt the space to their needs. Whether you're looking for that extra guest room, a dedicated home office, or space for a growing family, the bones are already here to make it happen. According to the seller, everything in the home is in working order, so you can focus on settling in rather than troubleshooting systems or chasing down repairs. West Frankfort sits in Franklin County in the heart of southern Illinois, offering a slower pace of life with proximity to Benton, Marion, and the greater Carbondale region. The area appeals to buyers who want space, community, and value — qualities that are increasingly hard to find in today's housing market. With no traditional bank loan required, this owner-financed arrangement removes many of the common barriers that prevent buyers from achieving homeownership. If you've been searching for an affordable path to owning a home in southern Illinois, this property checks the right boxes — solid condition, flexible layout, and terms designed with real buyers in mind. ---