Located on S Illinois Street in Decatur, IL, this 3-bedroom, 1-bathroom bungalow offers 1,160 square feet of living space along with a full basement — a combination that delivers meaningful square footage and storage potential at an accessible price point. With an asking price of $86,999 and owner financing available for as little as $3,000 down and $1,000 per month, this home presents a realistic path to ownership for buyers who haven't found the right fit through traditional lending. The bungalow layout is a classic in central Illinois neighborhoods, and this one brings solid bones to the table. The full basement adds flexibility — whether you're thinking extra storage, a workshop, or future finished space. The seller notes that the property has received many updates and that the roof has been recently assessed, giving buyers a useful starting point as they evaluate the home. Please note: the property is currently occupied and will be available after September 30th, so plan your timeline accordingly. Decatur is a resilient central Illinois city with an established workforce, Millikin University nearby, and a cost of living that continues to attract buyers priced out of larger metro markets. S Illinois Street sits within easy reach of local shopping, schools, and major roadways — solid fundamentals for a primary residence or long-term investment property. This home is sold as-is. All interested buyers are encouraged to conduct their own due diligence and inspection. Owner financing terms make this an opportunity worth exploring for buyers ready to build equity without navigating the traditional mortgage process. Check the property URL for full details and current availability. ---