Located just two minutes from Millikin University in one of Decatur's well-established residential corridors, 1263 W Green Street offers a rare combination of space, updates, and owner-financing accessibility that's hard to find at this price point. This 3-bedroom, 1-bath home spans 1,344 square feet of living space and sits on an extraordinary triple lot measuring over 17,000 square feet — giving you room to breathe, expand, garden, or simply enjoy the kind of outdoor space that most city lots can't come close to matching. Inside, the home has seen meaningful updates where it counts most. A brand-new Lennox Elite furnace with new ductwork means you're starting the heating season with top-tier equipment already in place. The breaker box is new and the hot water tank is newer. The bathroom has been remodeled and features a brand-new vanity, adding a fresh, clean feel to the space. The basement is clean. Outside, a large driveway provides convenient off-street parking, and a nice shed on the property offers additional storage — a practical bonus for tools, lawn equipment, or hobby supplies. The location adds even more value. McArthur School, a neighborhood playground, and a nearby lake are just minutes away, making this a well-positioned home for those who want community amenities close at hand. Decatur continues to attract buyers looking for affordable homeownership with genuine value per square foot, and properties with this much lot size, this many updates, and this level of financing flexibility are increasingly uncommon. With just $3,000 down and $995 per month through owner financing — no traditional bank loan required — this is an accessible path to homeownership in a solid Decatur neighborhood.