Located in Saginaw, Michigan, this 3-bedroom, 1-bathroom home at 1223 S Harrison St offers 1,326 square feet of living space at a price point that makes homeownership genuinely attainable — with just $2,500 down and $1,070 per month covering your taxes and insurance as well (PITI included). For buyers across Michigan who've been priced out of the traditional mortgage market, this is the kind of opportunity that's worth a serious look. Step inside and you'll find a home that's powered up and ready for daily life. The seller has already installed a brand new refrigerator and stove, so you're not starting from scratch in the kitchen — two big-ticket items already handled before you move in. Out back, a large fenced yard gives you privacy, space for kids or pets, and room to make the outdoor area your own. Whether you're thinking garden, entertaining space, or just a secure place to relax, that yard adds real everyday value. Saginaw sits in the heart of mid-Michigan, roughly 90 miles north of Detroit and 30 miles from Flint. The city has been the focus of ongoing community investment and revitalization efforts, and the 48602 zip code on the southwest side of the city is one of Saginaw's more established residential corridors. At $92,000 with owner financing available, this home sits well below statewide median home prices, offering real equity-building potential without the barriers of conventional lending. With power on, appliances included, a fully fenced backyard, and a monthly payment that wraps in taxes and insurance, this property checks a lot of boxes for Michigan buyers ready to stop renting and start building something of their own. ---