Located in Newport News, Virginia — a key city within the Hampton Roads metro — 1222 22nd St offers a rare opportunity to become a homeowner through owner financing, bypassing the traditional bank loan process entirely. This 3-bedroom, 1-bathroom home is listed at $200,000 with a down payment of just $4,000 and monthly payments of $1,360, making homeownership accessible in one of coastal Virginia's most strategically positioned cities. Newport News sits at the heart of Hampton Roads, bordered by Hampton, James City County, and the James River waterfront. The area is home to one of the largest naval shipyards in the world — Newport News Shipbuilding — along with a strong military and civilian workforce economy that keeps housing demand steady throughout the region. Whether you're employed locally, connected to the nearby military installations, or simply looking to establish roots in a city with deep history and economic stability, Newport News consistently attracts buyers who value both community and long-term investment potential. This property is sold as-is, and the seller requires a specific list of documents from interested buyers. Notably, the seller offers a $500 payment — a meaningful incentive that helps offset upfront transition costs for the buyer. Owner financing on a home priced at $200,000 with only $4,000 down is a compelling entry point in a Hampton Roads market where conventional lending requirements can be a barrier for many buyers. This path to ownership puts you in a home — building equity and stability — without waiting on bank approvals or perfect credit history. If you're ready to explore a straightforward path to homeownership in Newport News, this listing deserves a close look. Review the full property details and reach out through the listing page to get started. ---