Located in Decatur, Illinois, this 3-bedroom, 2-bathroom home at 1174 W King Street offers 1,296 square feet of functional living space at a price point that makes sense in today's central Illinois market. Decatur sits at the heart of the state, offering residents affordable cost of living, accessible amenities, and a tight-knit community feel — all within a reasonable drive to larger metro areas like Springfield and Champaign. One of the standout features of this property is the additional room on the main floor, giving you flexibility most homes at this price simply don't offer. Whether you work from home, need a dedicated study, a hobby room, or a quiet space away from the main living areas, that extra square footage adds real day-to-day value. With Millikin University nearby and a steady local workforce, Decatur continues to attract buyers looking for practical, affordable homeownership without the hurdles of traditional bank financing. At $79,899 with just $3,000 down and $1,050 per month, this home is priced accessibly for buyers who are ready to stop renting and start building equity. Owner financing means no waiting on bank approvals or navigating lengthy mortgage processes — just straightforward terms between you and the seller. The layout across 1,296 square feet gives room to breathe with three dedicated bedrooms, two full bathrooms, and that versatile bonus space on the main level. Whether you're a first-time buyer, relocating to central Illinois, or simply looking for a home that delivers more per dollar, 1174 W King Street deserves a serious look. Interested buyers can call 602-802-6040 to receive the lockbox code and schedule a self-tour at your convenience. ---