Located in Cahokia Heights, Illinois — part of the growing St. Louis Metro region on the Illinois side of the Mississippi River — 117 Leonard Dr offers a rare opportunity to own a 4-bedroom home with owner financing and a manageable down payment of just $4,500. This home has seen meaningful updates that give buyers a solid foundation to build on. The seller has installed new gutters, replaced both front and rear windows, and repaired the fence — improvements that directly address the structural and weatherproofing elements buyers care most about. New windows alone represent a significant investment, improving energy efficiency, curb appeal, and long-term durability. These aren't cosmetic touch-ups — they're practical upgrades that matter. With 4 bedrooms, this property offers flexibility for families, roommates, or anyone needing dedicated home office or guest space. At a purchase price of $99,000 with $1,200/month payments, this listing sits well within reach compared to the cost of renting comparable space in the St. Louis Metro area, where rental rates for larger homes continue to climb on both sides of the river. Cahokia Heights sits just minutes from downtown St. Louis via the Poplar Street Bridge and MLK Bridge, offering convenient access to employment corridors, shopping, and the broader Metro East community. The area is part of an ongoing regional investment push that makes buying here now a strategically smart move for long-term equity building. Owner financing means no traditional bank approval process stands between you and homeownership. If you've been priced out, turned away, or simply want a more straightforward path to owning property, this listing deserves a serious look. ---