1153 E William St in Decatur, IL is a 2-unit property offering a rare combination of space, flexibility, and income potential — all for $2,500 down and $950/month in the Decatur market. The main unit is a 3-bedroom, 1-bathroom home with 988 square feet, and a converted attic with a private entrance adds a separate 1-bedroom, 1-bathroom unit of approximately 600 square feet. Both units are currently vacant and ready for occupancy.

The layout creates an immediate house hacking opportunity — live in the main unit and rent the attic unit to offset your monthly payment, or rent both units and let the property generate cash flow from day one. A private entrance on the upper unit gives each occupant complete independence, making it a functional and appealing rental for a single tenant or couple.

Two units, two kitchens, two separate living spaces — all on one owner-financed property at $89,000 in central Illinois. For buyers and investors looking to maximize what their down payment can do, this is the kind of property that rarely comes available at this price point. Owner financing available — flexible terms, no traditional bank loan required.