Small-town Illinois homeownership for $2,500 down — and your $895/month payment covers principal, interest, taxes, and insurance. All in.

113 S Poplar St is a 2-bedroom, 1-bath home in Assumption, Illinois, owner financed at $79,000. Assumption is a quiet residential community in Christian County in central Illinois — the kind of small town where you know your neighbors, the pace is manageable, and the cost of living reflects what small-town Illinois actually offers: affordability, space, and a simpler day-to-day without the overhead of a larger city.

For buyers who've been priced out of Decatur, Springfield, or other central Illinois markets, Assumption represents a genuine alternative. Two bedrooms and one bath is a practical layout for a single buyer or couple looking to own without taking on more property than they need. The all-in PITI payment means no surprise escrow bills — what you see is what you pay every month.

$2,500 down. $895/month covering everything. No bank required.

Owner financing available — no traditional bank required.