Opportunity is knocking — and it's coming from both units. This Newport News duplex at 1120 35th St offers a rare chance to own a two-unit property through owner financing, with just $6,500 down and $1,395 per month. Whether you're looking to house-hack by living in one unit while renting the other, or add a cash-flowing asset to your portfolio, this property is structured to make that possible without a traditional bank loan. The home is configured as a true duplex: the upper unit features 3 bedrooms and 1 bathroom, while the lower unit offers 2 bedrooms and 1 bathroom — giving you a combined total of 5 bedrooms and 2 baths across both floors. That's flexibility built right into the layout. Located in the 23607 zip code of Newport News, this property sits in a city deeply tied to Hampton Roads — one of the most economically significant metro areas on the East Coast. Newport News is home to one of the largest shipyards in the country, Newport News Shipbuilding, along with a strong military and healthcare employment base. That means consistent demand for rental housing, making duplex ownership here a genuinely strategic move. Owner financing terms are straightforward: $6,500 down and $1,395 per month. To qualify, buyers will need to provide a W2, SSN, and paystubs. The property is sold as-is, giving the new owner full control over any updates or improvements on their own terms and timeline. If you've been looking for a path into real estate ownership or investment in the Hampton Roads area — without going through traditional bank financing — this duplex checks a lot of boxes. ---