Discover a rare owner-financed investment opportunity in Franklin, Virginia — a duplex at 106/108 Stonewall St offering two separate 2-bedroom, 1-bathroom units under one roof. Whether you're a first-time real estate investor, a house hacker looking to offset your living expenses, or a landlord expanding your portfolio, this property delivers immediate potential at an accessible entry point. Franklin, VA is a small but strategically positioned city in Southampton County in the Hampton Roads region of Virginia. Situated roughly 60 miles southwest of Norfolk and within reach of the broader Hampton Roads market, Franklin offers a quieter, more affordable alternative to the coast while maintaining solid rental demand rooted in local employment, community infrastructure, and regional connectivity. Properties with dual-income potential at this price point are uncommon here, making this duplex a standout opportunity. At $135,000 with just $5,000 down, the barrier to entry is remarkably low for a two-unit income-generating property. Monthly payments are set at $1,295, and with two rentable units, the math works in your favor — one tenant's rent could cover your entire monthly obligation, or close to it. That kind of built-in flexibility is what separates a duplex from a standard single-family purchase. Each unit features 2 bedrooms and 1 bathroom, making them appealing to a wide range of renters including small families, couples, and working individuals. The layout gives each occupant their own private, self-contained living space — a feature renters increasingly value. Best of all, this property is available with owner financing, meaning no traditional bank approval process stands between you and ownership. Qualified buyers can get started with a $5,000 down payment and begin building equity right away. ---