Located in Decatur, Illinois, 1045 E Condit Street is a 2-bedroom, 1-bathroom home offering an accessible path to homeownership in one of central Illinois's most affordable housing markets. With just $2,000 down and $750 per month, this property presents a realistic opportunity for buyers who want to own — not rent — without going through a traditional bank or mortgage lender. The home was recently occupied by a renter and has active electricity, making it straightforward to walk through and evaluate. Properties at this price point in Decatur's residential neighborhoods continue to attract steady interest from buyers looking to build equity rather than pay someone else's mortgage. At $72,000 total purchase price with owner financing built in, the numbers are hard to argue with. Decatur sits in the heart of central Illinois, home to a strong working-class community, local employment anchors, and the academic presence of Millikin University. The E Condit Street corridor is a residential area that reflects the city's broader character — practical, unpretentious, and genuinely affordable. Whether you're a first-time buyer, someone rebuilding after a rough stretch, or simply tired of renting, this type of direct seller financing removes the barriers that traditional lending often puts in the way. **Seller Requirements:** All prospective buyers and anyone over 18 entering the home or listed on the Contract for Deed must provide a valid driver's license. Applicants must not appear on any scammers list, must have no evictions within the past 5 years, and must provide documented net income for the past 3 months demonstrating at least 3 times the monthly payment amount. This is owner-financed homeownership — straightforward terms, no bank involvement, and a low barrier to entry. ---