Tucked into the 63136 zip code on St. Louis's north side, this 3-bedroom, 2-bathroom home at 10187 Count Drive offers a compelling entry point into homeownership without the red tape of traditional bank financing. Built in 1965 and spanning 936 square feet, the home sits on a fenced lot with a full basement — a feature that dramatically expands your usable space well beyond what the main floor square footage suggests. Whether you're envisioning a recreation room, home gym, workshop, or extra storage, that basement gives you room to grow into the property at your own pace. The fenced backyard adds privacy and practicality — ideal for pets, kids, gardening, or simply having a defined outdoor space that's yours. The home was recently vacated, making it available for a buyer who's ready to step in and make it their own. What truly sets this listing apart is the ownership structure. With owner financing through LowDownHomesNow.com, you bypass the traditional mortgage process entirely — no bank approval, no drawn-out underwriting timelines. The terms here are straightforward: $4,000 down, $989/month, and a policy of no early payoff penalty, meaning you can refinance into a conventional loan whenever it makes financial sense for you. That kind of flexibility is rare in any market. North St. Louis County continues to attract buyers looking for affordable, fenced-lot single-family homes without the competition and inflated pricing found deeper in the metro. At under $100,000 with an accessible down payment, 10187 Count Drive represents a realistic path to building equity in the St. Louis market on your own terms. Buyer carries their own homeowner's insurance. ---